Healthcare insurance

One of the many great things about living in the Netherlands is the excellent standard of Dutch healthcare.

Almost every person who lives and works in the Netherlands is legally obliged to take out basic healthcare insurance (public system – basisverzekering). Your health insurance cover will start (retrospectively) the day you started working.

If you are accompanied by family members, their basic healthcare insurance will start per the date they register with the municipality.

Insure before arrival
If you are arriving in the Netherlands before the mentioned starting dates, it is strongly recommended to take out travel insurance to cover the period before your basic healthcare insurance becomes effective.

Exemptions
International guest researchers and voluntary staff without any income from a Dutch source are exempt from having to take out basic healthcare insurance. Legislation in the Netherlands allows you to take out private insurance, which can be with an insurance company outside the Netherlands.

More information

  • Click here for an introduction to the Dutch healthcare system (Expatica).
  • Click here for information about the healthcare system in the Netherlands (SGZ).

How does it work?

TU Delft has a collective contract with the companies OHRA and Achmea Zilveren Kruis under which policies can be obtained at reduced premiums. For assistance with taking out health insurance, please contact the independent insurance advisor International Insurances.

However, you are free to choose any health insurance provider.

Please note that if you would like to cancel or change your health insurance to a different health insurance provider you can do so every year until the 31st of December. International Insurances can assist you in this process.