Cost of living

The cost of living in the Netherlands might be different from the place you currently live and work. To get an idea of the cost of living in Delft in your situation, we listed below two useful websites.

To find out your net salary at TU Delft after taxes, please ask your HR contact person in the faculty for a calculation of your (future) salary.

The following overview gives an idea of the cost of living in Delft. It is based on the income of a starting postdoc (salary scale 10.0), living outside the city centre of Delft with a partner who has no income and 2 children.

Please note that this calculation is based on averages: actual costs can differ for each individual. No rights and claims can be derived from this sample calculation in any manner.

More information

Academic Transfer provides very useful information about finances, budgeting and living expenses (use the search function with keywords like ‘finances’). More specifically, this page might be useful.

Big Mac index is a measure of the cost of living in the Netherlands, or the relative cost of living you might want to consider is the ‘Big Mac Index’, developed by The Economist. See as an example this page.

Calculation tree:

Salary
Monthly Yearly
Gross salary (1 fte) 2721,667 32660
Reimbursement of commuting expenses. Spec. 20 240
General work-related expenses scheme contribution           27 324
Income tax* -515,25 -6183
Pension contribution** -133,67 -1604,04
Invalidity pension contribution** -1,08 -12,96
Total 2118,67 25424,00
*Taxes collected by the Dutch tax office (Belastingdienst).
**After retirement or in case of disability a fixed amount will be paid out monthly.
Holiday & bonus
Monthly   Yearly
Holiday allowance (payment with salary in May) 217,73 2612,80
Taxes holiday allowance* -107,23 -1286,80
End-of-the-year bonus (payment with salary in December)         225,90 2710,78
Taxes end-of-the year bonus* -111,26 -1335,06
Total 225,14 2701,72
*Taxes collected by the Dutch tax office (Belastingdienst).
Child benefit (2 children)
Monthly Yearly
Child benefit 179,30 2151,60
Total 179,30 2151,60
Housing
Monthly Yearly
Rent (apartment 3 bedrooms, outside of city centre)         1086 13029
Electricity, heating, water (for 85 m2 apartment) 145 1737
Internet 36 427
Waste diposal levy 29 348
Sewage levy 18 220
Water system levy 10 123
Pollution levy 23 281
Total 1347 16164
Insurances
Monthly   Yearly
Health insurance (incl. partner and 2 children)           250 3000
Liability insurance (incl. partner and children) 6 66
Total 256 3066
Living
Monthly Yearly
Groceries 400 4800
Car 350 4200
Clothing 150 1800
Telephone 20 240
Sports and leisure           100 1200
Total 1020 12240
Childcare

The Dutch primary and secondary state education is free of charge and available to everyone. A (voluntary) yearly contribution of approximately 100 Euros is asked.

Private schools and international schools will cost money. The average costs are displayed below:

Monthly   Yearly
Preschool, private, 1 child 1200 14400
International primary school, 1 child           500 6000
Total 1700 20400