Health insurance

One of the many great things about living in the Netherlands is the excellent standard of healthcare. Almost every person who lives and works in the Netherlands is legally obliged to take out basic health insurance (basisverzekering). Your health insurance coverage will start (retroactively) on the day you started work. If you are accompanied by family members, their basic health insurance will start as of the date they register with the municipality. Health insurance providers offer a wide variety of optional coverage, in addition to a basic policy. It is advisable to consider the kinds of coverage that make the most sense for you, your partner and your children, and to compare the policies offered by providers. Children under 18 must also be insured, however their insurance cover is free, with no monthly premium.

International guest researchers and voluntary staff without an income from a Dutch source are exempt from having to take out basic health insurance. Legislation in the Netherlands allows you to take out private insurance, which can be with an insurance company outside the Netherlands.

More information

  • Click here for an introduction to the Dutch healthcare system (Expatica).
  • Click here for information about the healthcare system in the Netherlands (SGZ).


How does it work?

TU Delft has a collective contract with the health insurance companies OHRA and Achmea Zilveren Kruis under which policies can be obtained at reduced premiums. For assistance arranging health insurance, please contact the independent insurance advisor International Insurances. However, you are free to choose any health insurance provider.

Please note: if you would like to cancel or change your health insurance to a different health insurance provider, you must do so before the end of the calendar year. International Insurances can assist you in this process.

Video recording

Click here to see a recording of the May 2023 Health Insurance Information Session